That's why one can never just listen to the "broker" in charge of your money as he is basing his advice on the fact you are going to live forever and not draw on it until he himself has retired and doesn't care anymore. One and one half years before I retired from company, I "froze" my account. Basically put it all into income preservation funds that drew a guaranteed 3% and I was vested 100% and getting a 75% match from company plus profit sharing from company. All told I was getting 100% on my out of pocket investment every 1/4. That is good enough for me that close to retirement and absolutely zero recovery time from a dip. They (brokers) treat everyone like they are 30 and have forever to recover from things like '05/'07 or 9-11.
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Today's Featured Article - A Lifetime of Farm Machinery - by Joe Michaels. I am a mechanical engineer by profession, specializing in powerplant work. I worked as a machinist and engine erector, with time spent overseas. I have always had a love for machinery, and an appreciation for farming and farm machinery. I was born and raised in Brooklyn, New York. Not a place one would associate with farms or farm machinery. I credit my parents for instilling a lot of good values, a respect for learning, a knowledge of various skills and a little knowledge of farming in me, amo
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