This is a safe strategy but not necessarily a good one, unless you are really old and don't plan on living much longer. You forget there is still inflation in the economy and don't think your local gub'ment won't still want their taxes and those increases so they and the teacher's union will have a comfortable retirement. A a "stand fast" strategy actually puts you further and further behind every year. If you live long enough you could find you don't have enough to live on like you did. Keeping some at risk for higher returns can help mitigate the inflation issue.
I'd advise anyone to talk to a financial planner to determine what you'll do post retirement, including how you will manage investments, Social Security and pension.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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