Posted by worldpowerlabs on January 16, 2015 at 10:27:46 from (71.2.234.234):
In Reply to: Re: To Lease or To Buy posted by oldtanker on January 12, 2015 at 16:16:42:
My own personal philosophy (not trying to impose this on anyone else -- just on opinion): buy a good, used car outright. Pick a common model with relatively inexpensive parts and a reputation for solid reliability. It need not be only two or 3 years old. Five or even 8 is okay.
Take a small portion of the money you would otherwise spend on payments and put aside for potential repairs and/or eventual replacement. If no repairs are needed, then you're that much further ahead. My attitude is that ANYTHING mechanical will break, given enough time, and I accept that and will deal with it when it happens.
I've owned nothing BUT used cars, and they've all been very good to me. My 1991 Nissan was completely reliable until a deer killed it at 198k miles. My 1997 Lexus has NEVER broken down or needed ANY unplanned maintenance. Another is a 1999 Ford. Never broken down, no major repairs ever needed. Both have well over 100k miles on them. My wife has a 1998 Honda. Blew a headgasket at 200k miles and had a distributor fail at 235k... repairs were STILL cheaper than a few months' payments on a new car.
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