Posted by VADAVE on January 19, 2015 at 15:33:14 from (68.100.78.64):
In Reply to: Reverse Mortgage posted by Keith Molden on January 19, 2015 at 08:38:07:
I have no personal experience just what other with the experience have told me. 1) I guess it is OK if you are willing to take less than the house is worth. 2) And you have to get out when the last payment is made or the mortgage term is up. 3) When you bought the house it was yours right, your name in the deed. But the bank really owned it and you maintained it. Reverse mortgage bank's name on the deed but you maintain it. Ummm? 4) The nursing home can't take something you do not own. But bet they'll take the payments.
Have a friend whose buddy did a reverse mortgage and out-lived it. The bank threw him out. So my friend and a couple of his buddies bought the house so the man could live out his life in it.
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