Posted by NoNewParts on March 02, 2015 at 06:06:00 from (66.66.112.196):
In Reply to: truck loan posted by 1955 950 on March 01, 2015 at 17:09:25:
most of us here are older and have been thru tough times.
Necessities first, luxuries second.
That 14k will make mortgage payments, pay taxes, buy food, heat, etc, if you lose your income.
(and yes, you can lose your job in an instant in todays world, good worker, lots of time in....meaningless if a beancounter draws a line thru your position/factory/company)
Once the 14k is gone..it's gone. Lose your job and there will be no 're-finance' or loan. no job, no loan.
(and in tough times, selling the truck won't work, everybody is in the same boat...)
I always pay my bills, but if the bottom drops out of your life,
worst case is they take the truck. Much too cold up here to risk no house.....or food.
(even if you 'own' your house....the taxman is merciless)
ps, if you decide to pay off the truck, read the fine print or talk to the bank first. Some will give your credit a strike if you pay off years early. You technically broke the agreement.
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