I have priced it several times at different agencies and companies. I tell them what I want to do and they quote the high prices.
I wonder if it is the fact your club is buying the insurance??? Would a club be except under some laws/rules????
I have always priced this as an individual.
I bought a rider for the Grand Daughters' trail ride last year and that cost just under $1000 for just that and it is limited to 30 people.
LAA I hope you all covered for your events. I know a local fellow here that has a Rodeo ring. He had club events there for a few years. Mainly the local groups practicing for rodeos else where. Three years ago he had a young fellow get throw off a bull into the fence. The guy was hurt pretty bad. It cost the owner BIG money for the cost of the accident. His insurance did not cover what they where doing. Even though it was not a public paying event. The last time I talked to him it was over $100K and still going on.
He has taken the entire ring down and does not allow any non family on his farm now. They had trail rides too as his farm is along a river but he quit them too.
This post was edited by JD Seller at 18:21:55 03/08/15.
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Today's Featured Article - Grain Threshing in the Early 40's - by Jerry D. Coleman. How many of you can sit there and say that you have plowed with a mule? Well I would say not many, but maybe a few. This story is about the day my Grandfather Brown (true name) decided along with my parents to purchase a new Ford tractor. It wasn't really new except to us. The year was about 1967 and my father found a good used Ford 601 tractor to use on the farm instead of "Bob", our old mule. Now my grandfather had had this mule since the mid 40's and he was getting some age on him. S
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