You didn't say how many miles you drive per year. From the high mileage on your vehicles, it sounds like you do a lot of driving.
I agree with DoubleR. Keep your existing pickup for occasional hauling and use a car for distances and economy driving. A midsize or full size car will get about twice the fuel mileage of your pickup with lower tire and maintenance costs.
Even at today's low fuel prices, $500 in insurance savings will only buy 200 gallons of gas, maybe enough for 3000 miles in your pickup.
I'm not familiar with an Escape. If it is in good condition and gets good gas mileage, I'd keep it as your daily driver and trade it when it starts to break down.
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Today's Featured Article - Memories of a Farmall C - by Monty Bradley. When I was a child, my grandparents lived on a farm owned by a Mr. Walters. The crops raised were cotton and soybeans, with about forty head of mixed breed cattle. Mr. Walters owned two tractors then. A Farmall 300 on gasoline and a Farmall C, that had once belonged to his father-in-law, and had been converted from gasoline to LP Gas. Many times, as a small boy, I would cross the fence behind the house my grandparents lived in and walk down the turn row to where granddaddy would be cultivati
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