Posted by JOB on March 11, 2015 at 13:48:49 from (74.36.129.20):
In Reply to: Financial Advisor???? posted by JD Farmer on March 11, 2015 at 06:07:45:
Finical adviser's sell you what ever they can make the most money on, you come last. Do not get sucked into annuity's, They are not a growth product. The salesman gets 7% or better for the sale and your annuity is capped at 2.5% or 3% or else they charge huge management fees. An annuity does not even keep up with inflation. The salesman will lie to you and tell you how you are going to make 10% or better. The only thing is, you will not lose your principal. And your money is tied up for a long time, if you want it out early you pay huge surrender charges. That has been my experience.
A bank as suggested and other firms charge 1% of portfolio value. Others charge a little more.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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