Besides shopping around, also check with you own insurance company if they will write a policy for either your mother or for you. Consider transferring one of your vehicles to another company if needed.
After you find your best deal, call your mother's insurance company back and ask if they can beat it. Talk to one of the upper people in the agency. Sometimes they will.
I don't know, but some insurance companies could be leery of writing policies on unoccupied houses in certain areas.
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Today's Featured Article - Earthmaster Project Progress Just a little update on my Earthmaster......it's back from the dead! I pulled the head, and soaked the stuck valves with mystery oil overnight, re-installed the head, and bingo, the compression returned. But alas, my carb foiled me again, it would fire a second then flood out. After numerous dead ends for a replacement carb, I went to work fixing mine.I soldered new floats on the float arm, they came from an old motorcycle carb, replaced the packing on the throttle shaft with o-rings, cut new ga
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