Insurance is a racket, don't get upset, ask questions and beat them at their own game. When I was a young man may moons ago I decided to purchase a '66 VW bus so I'd have a spare car in case my '73 VW bug had troubles. I dutifully added my bus to the car insurance, being a single young college student the $70 dollars or so it added to my car insurance was dear, but cheaper than running dad's farm pickup for a week. About a year or so later my financial situation improved and I choose to buy myself a new Renault Lecar (yes it was a lapse in judgement), I transferred the plates from the bus to the Lecrap. My insurance agent quoted me $800 for insurance on Lecrap, in the process of adding the new car he asked "which vehicle is this replacing" I informed him the bus tags were on the Lecrap. Imagine my surprise when I get my insurance bill and it's only for $500. Seems I got a multi car discount even on the collision. The agent informed my to never sell or dispose of the bug or change anything lest they figured out they'd screwed up. After driving the Lecrap for a few years I'd finished college and decided to upgrade my vehicle. I bought a new Ford Ranger 4x4 pick-up. When I did the insurance I figured they'd figure out my multi car discount was a fraud, they didn't. My run at this finally ended when I moved to Oklahoma and didn't take the bug (hey it hadn't run in three years).
Of course the new rate on me as a single young man in a 4 wheel drive truck was about $1,200/ year. I was incredulous, they're a bunch of idiots, I go from driving 22 miles to work, across Lansing Michigan 5-6 days a week to driving from the farm to town maybe twice a week and my insurance doubles? After asking some questions we changed some coverage and applied a Farm & Ranch discount and got it back to around $600.
Switched to USAA when I was inthe Air Force and have been with them for 30+ years. Yes they'r insurance companies they're still scumbags, just a little bit nicer scumbags.
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Today's Featured Article - Old Time Threshing - by Anthony West. A lovely harvest evening late September 1947, I was a school boy, like all school boys I loved harvest time. The golden corn ripens well and early, the stoking, stacking,.... the drawing in with the tractors and trailers and a few buck rakes thrown in, and possibly a heavy horse. It would be a great day for the collies and the terrier dogs, rats and mice would be at the bottom of the stacks so the dogs, would have a busy time hunting and killing, all the corn was gathered and ricked in what we c
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