Guys falls under each states insurance laws. Some state have laws that favor the insured and others the companies.
Here in MN for example the law reads of a total the is replacement cost for the same vehicle in the insured's local area. The MN insurance commission says that's within 50 miles of your door.
Also here in MN they have to settle a claim within 30 working days of the claim being filed unless they can prove just cause for a fraud investigation or something like medical issues where treatment is ongoing.
Some states you may as well just bend over. About 15 years ago one of the worst was Arkansas.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
... [Read Article]
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