Here in PA, most insurance companies will try to pay low wholesale price on an totaled vehicle. It usually takes an attorney to get much better of a settlement. Repairing a vehicle that has been "totaled" by an insurance company is littered with red tape and regulations. First problem is that the insurance company takes title to the vehicle when they pay out. If you buy back the "salvage," you are then issued a salvage title. In order to ever put the vehicle back on the road LEGALLY, it has to be repaired by the state's rules, then certified safe for highway use by a certified rebuilder, and then a new "reconstructed" title is issued. This reduces the value of the vehicle drastically. I bought back one salvage only because I had just put a freshly rebuilt transmission in it. Stripped it for parts, and junked the rest. Sad that you now have to deal with an insurance adjuster and his company's policies. I don't know how some of those people can sleep at night.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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