If you are buying it back, why would you transfer the title to the insurance company only to have them transfer it back? Sounds like a good way to pay lots of transfer taxes to the state.
My son got rear ended last year by a delivery driver for a nationwide auto parts company. 100% the delivery driver's fault. The company was self insured (the insurance company was part of the auto parts company). It was a 95 Blazer and they gave me a price if they keep it and a price if I keep it. I gave them receipts for the $500 worth of tires that I put on it the week before and they upped the price $400 to cover the tires. The price was pretty much full clean retail on that year of Blazer so I kept the truck and was very happy with the amount. No salvage title because the title never changed hands. However, you do have to disclose any damage over a certain amount when you sell it.
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Today's Featured Article - Talk of the Town: What's The "Stuckest" You've Ever Been? - by Edited by Kim Pratt. Another great discussion from the Tractor Talk Discussion Forum. The discussion started out with the following post: "I was about 14 (part of the problem) when I got stuck. I was disking with a cab equipped IH 966. The window was dirty and I was driving into the evening sun. It was hard to see and it was my first pass down the field. I got the tractor so stuck that the underside of the tractor was resting on the ground. My uncle wanted
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