Posted by andy r on April 22, 2015 at 16:30:48 from (166.181.83.107):
In Reply to: health insurance posted by rick1 on April 22, 2015 at 14:40:49:
I retired from teaching high school for 34 years at age 56. BlueCross BlueShield runs around $400 with dental and drug for just me. The dental portion is around $25/month. This is sort of a high end plan similar to what I had at my former employer. I buy the policy through my Farm Bureau Insurance Agent. Someone had once told me Farm Bureau BCBS may be 20% less than BCBS through a BCBS agent. Another thing is if you can get "underwritten" by actually filling out the multi-page questionnaire about your health. That will save you some money. Since I took this plan out in 2010 I do not think my plan is affordable health care plan compliant, so it is less than if I took out the same plan today. I pay $25 per doctor visit. Paid $5.00 for a $50 prescription just today. Dental pays 100% for preventative. Had two crowns done last month and paid half. If you are self-employed and have earned income more than your health insurance premium then it is deductible. If you are not self-employed then it may be deductible on schedule A under health care costs, but it is sort of hard to have high enough of an amount to make the limit. What I found in comparing health care policies is that you really don't save all that much by increasing deductibles and co-pays.
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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