Posted by mj on May 02, 2015 at 20:56:55 from (216.237.70.109):
In Reply to: Social Security posted by W_B on April 30, 2015 at 18:27:41:
Yep- being as diversified as you seem to be sure gives 'peace of mind'. What you are depending on is quite similar to my situation when I retired in 2004 at 59 1/2. Everything has worked out as I foresaw it since then .......ahhhhh.......life has been good: no car payments, place paid off, low property taxes, no dependents (just the two of us); pretty much'foot loose & fancy free :) Then comes word that my pension is, most likely, going away after the first of the coming year :twisted:. We both began drawing SS early (get it while you can mentality) but may have to start drawing on our reserves sometime in 2016 BUT if the politicians have their way and our SS benefits cease then we will be left with our reserves which will probably carry us for another 8-10 years; by then I probably won't care but I do worry about what my wife will live on since I have a paltry amount of life insurance and she is younger than I am so will probably outlive me by 5-10 years. So, diversification is a definite plus as there doesn't seem to be any one thing that any 'workingman' can really depend on these days thanks to the constant 'meddling' by Washington . Oh well, just gotta 'keep on keepin. on, I reckon :)
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