We've used LIFELOCK for about 6 years - started after someone hacked our credit card number and ran up approx. $3000 charges, which was caught by our Credit Union and taken care of by them (but, no criminal charges). Originally had the LifeLock Basic at $9.00 a month, went to their ULTIMATE package at $22.50/month/person, and I cover myself and wife. The Ultimate package, per their website: https://secure.lifelock.com/
"The industry's most complete Identity Theft Protection service 24/7 online access to your monthly TransUnion credit score Surveillance of unregulated global networks and file-sharing sites The ULTIMATE in identity theft protection LifeLock's $1 Million Total Service Guarantee Daily monitoring of all three Credit bureau reports Checking and Savings account application alerts"
They watch our SSNs, drivers license numbers, and accounts. They also send us notifications of criminal offender moves in our vicinity, and its amazing how many there are out there! Since getting their coverage, we've had 2 "Alerts" from them that someone was trying to open accounts in our names/SSNs. Their "Alerts" can be sent by mail, email, and/or text messages to cell phones.
I'd suggest getting LifeLock for yourself, your Aunt, and your Father, with notifications sent to you. And, have their banks/credit unions/savings accounts/life insurance policies monitored by you.
Call LifeLock and talk it over: 1-800-780-7505
And, just a thought / recommendation for you: CONGRATS for not using Credit Cards and possibly getting into trouble. But, suggest you do get one, for: 1) those "just in case" time, such as hospital visits in the middle of the night 2) to use instead of Debit Cards - COMPLETELY contrary from what I used to do, because if someone hacks a Debit Card, they can drain your account completely, but can only get a Credit Card's limit. And, when something out-of-the-area or out-of-the-ordinary shows up on the Credit Card, both the Credit Union and LifeLock send Alerts.
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