The Farmers around here are hard workers too. Some farms around here are in debt up to their eye balls and some are not. Whether the owner/operator is collage educated or learned through the school of hard knocks; a lot of them lack financial back ground. A lot of farms do their own accounting and hire a local CPA for tax season. They need to have a financial adviser to help them understand what they can spend, what they need to save for the lean times, and what they need for the long term. It is too easy for farms to get into debt and too hard to get out of debt.
We all hear the wore stories of college grads getting into the workforce and not being able to pay the tuition back. We hear the stories of people accumulating massive credit card debt. The homeowners that bought a house well outside of their means. The Farms are no different, they need better education and understanding of money and the financial impact that their choice have on their wellbeing and livelihood.
And by all means, there are farmers out there with excellent understanding of the financial impacts that may be associated debts and savings. They are no different than the average Joe….
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Today's Featured Article - Hydraulics - Cylinder Anatomy - by Curtis von Fange. Let’s make one more addition to our series on hydraulics. I’ve noticed a few questions in the comment section that could pertain to hydraulic cylinders so I thought we could take a short look at this real workhorse of the circuit. Cylinders are the reason for the hydraulic circuit. They take the fluid power delivered from the pump and magically change it into mechanical power. There are many types of cylinders that one might run across on a farm scenario. Each one could take a chapter in
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