The Farmers around here are hard workers too. Some farms around here are in debt up to their eye balls and some are not. Whether the owner/operator is collage educated or learned through the school of hard knocks; a lot of them lack financial back ground. A lot of farms do their own accounting and hire a local CPA for tax season. They need to have a financial adviser to help them understand what they can spend, what they need to save for the lean times, and what they need for the long term. It is too easy for farms to get into debt and too hard to get out of debt.
We all hear the wore stories of college grads getting into the workforce and not being able to pay the tuition back. We hear the stories of people accumulating massive credit card debt. The homeowners that bought a house well outside of their means. The Farms are no different, they need better education and understanding of money and the financial impact that their choice have on their wellbeing and livelihood.
And by all means, there are farmers out there with excellent understanding of the financial impacts that may be associated debts and savings. They are no different than the average Joe….
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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