It eliminates the whole need to have enough cash on hand and budget your expenses so you don't spend more than you have on hand doesn't it? I have a debit card that draws money from my checking account when I need to order parts,or want to stay in a motel or some such thing,but let's face it,having access to credit any time you want to buy something you can't afford takes away some of the responsibility of having to have enough money on any given day. If you have more than you're spending on your card every single time you use it,good for you,but you know that's not the case with the vast majority who use them. I stood at the counter at Worthington Ag Parts one day and watched a woman have to use three cards to come up with enough credit to buy a $500 part. The day that I didn't have that kind of money,I'd be tempted to end it all.
Even using checks can be a pain. The wife's laptop died a few weeks ago,so we went to Wallyworld to get a new one. The machine that's supposed to process checks kept spitting mine back out. The woman kept smoothing it out,trying it over and over. I finally got disgusted and got out my wallet. I counted out cash nearest enough to the exact amount that she only had to give me six cents change. Beats the devil out of using three different credit cards to come up with enough money doesn't it?
And what the heck? Now using a credit card is more patriotic than using cash because it costs taxpayers money to print more money? Oh well,just put it on your card.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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