It eliminates the whole need to have enough cash on hand and budget your expenses so you don't spend more than you have on hand doesn't it? I have a debit card that draws money from my checking account when I need to order parts,or want to stay in a motel or some such thing,but let's face it,having access to credit any time you want to buy something you can't afford takes away some of the responsibility of having to have enough money on any given day. If you have more than you're spending on your card every single time you use it,good for you,but you know that's not the case with the vast majority who use them. I stood at the counter at Worthington Ag Parts one day and watched a woman have to use three cards to come up with enough credit to buy a $500 part. The day that I didn't have that kind of money,I'd be tempted to end it all.
Even using checks can be a pain. The wife's laptop died a few weeks ago,so we went to Wallyworld to get a new one. The machine that's supposed to process checks kept spitting mine back out. The woman kept smoothing it out,trying it over and over. I finally got disgusted and got out my wallet. I counted out cash nearest enough to the exact amount that she only had to give me six cents change. Beats the devil out of using three different credit cards to come up with enough money doesn't it?
And what the heck? Now using a credit card is more patriotic than using cash because it costs taxpayers money to print more money? Oh well,just put it on your card.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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