"unless a customer is financially irresponsible they can apply for and get a credit card and use it"
What a joke. Three years ago,I was starting to get attitude from Enterprise when I'd rent a car with my debit card,so VERY reluctantly I applied for a Visa credit card through the bank where I've banked for more than 35 years. One of the assistant vice presidents filled out the paper work for me. She said they didn't handle them themselves since they weren't a large enough bank,but the card would have their name on it. A few weeks later I got a letter from some bank in Florida saying I was denied. Why? No debt. They said not enough credit history and not enough recent payment history. I was telling a cousin about it right after it happened. He grinned and said the same thing happened to him for the same reason at another local bank. He said he complained to one of the higher ups and had a card in a few days. I told the gal who'd filled out the paper work for me,about the denial letter. She said if I wanted to re apply,she'd make sure it went through this time. I told her to forget it,if somebody wouldn't take my debit,they didn't need my business. On the flip side,there was a guy here in the neighborhood who filed bankruptcy a few years ago. He was in debt $350,000 on credit cards. My brother asked him how in the world you get that far in debt on cards?! He said "Hey,they kept sending them,so I kept activating them.". Real responsible there.
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Today's Featured Article - Old Time Threshing - by Anthony West. A lovely harvest evening late September 1947, I was a school boy, like all school boys I loved harvest time. The golden corn ripens well and early, the stoking, stacking,.... the drawing in with the tractors and trailers and a few buck rakes thrown in, and possibly a heavy horse. It would be a great day for the collies and the terrier dogs, rats and mice would be at the bottom of the stacks so the dogs, would have a busy time hunting and killing, all the corn was gathered and ricked in what we c
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