I think in the case of contractors, they need to get a partial down payment, especially from someone they don't know well. A friend of mine has a auto repair shop, and he usually has a couple of cars there that the owner cannot afford to fix. Sometimes, they still owe on the car. He has had folks not pay him a few times. Tough on a small biz. With me, I just tell him to fix it, he does it, I pay him. But I've been his customer for 20 years.
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Today's Featured Article - The Ferguson System Principal An implement cutting through the soil at a certain depth say eight inches requires a certain force or draft to pull it. Obviously that draft will increase if the implement runs deeper than eight inches, and decrease if it runs shallower. Why not use that draft fact to control the depth of work automatically? The draft forces are
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