Also check if you have a mortgage with insurance through the mortgage. Lot of times it's the cheapest insurance they can find and it may not even meet or obey the laws of your state. You can buy a supplemental policy to go along with insurance provided with your mortgage to make up differences plus if you buy through your agent if you have a loss the other company is going to be less likely to try to short change you. I've seen some really goofy stuff from some insurance companies. Like fire damage is covered but not damage made by the fire crew to put the fire out. Guy that was affected the fire department cut holes in the roof to gain access to put the fire out. Roof damage was not covered. Oh yea, it was insurance provided with his mortgage.
If you do not understand what you are reading take your policy into your agent and have him go through it with you.
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Today's Featured Article - Talk of the Town: What's The "Stuckest" You've Ever Been? - by Edited by Kim Pratt. Another great discussion from the Tractor Talk Discussion Forum. The discussion started out with the following post: "I was about 14 (part of the problem) when I got stuck. I was disking with a cab equipped IH 966. The window was dirty and I was driving into the evening sun. It was hard to see and it was my first pass down the field. I got the tractor so stuck that the underside of the tractor was resting on the ground. My uncle wanted
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