Different companies have differing requirements. If you've tried multiple companies in your state and they're all telling you the same thing, then maybe you should listen to what they're trying to tell you. No insurance inspector wants to insure a house with construction debris stored in the yard. Reading between the lines, it sounds like your place doesn't look too good from the outside.
You say you need insurance "now". Uh, why? You need insurance if you have a mortgage, but if your policy lapses your mortgage company will issue coverage. It won't be cheap, but you'll be insured. If your mortgage is paid off you aren't required to have insurance, although you need it if you can't afford to replace your house. If you don't have a mortgage and you have money in the bank to build a house, then you can let your policy lapse.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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