Billy, as I said, most renters are renters for a reason. Now it may well be for reasons mostly outside their control. For instance, we rented to a very nice couple who purchased a home with a balloon mortgage, then got hit with a double-whammy in 2008: Their balloon came due right when the housing market crashed, and he lost his job when the auto parts supplier he worked for went bankrupt. So they did the best they could, which was to walk away from their home and rent. Two years later they were back on their feet and bought another place.
I'm not going to pry into the particulars of your situation; it seems quite sad. But a significant percentage of our applicants will tell us up front that they have bad credit and/or a bankruptcy due to medical bills. I don't know how to distinguish those whose financial problems are a simple case of misfortune and those for whom unpaid medical bills is just one symptom of a larger problem. Sometimes we believe the applicant's story and they turn out to be good tenants. Other times they turn out to be terrible renters. And I'm sure we've turned away applicants who would have been good tenants. You never really know until after they move in.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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