Usually auto insurance includes coverage for loading and unloading so you'll likely have coverage if you get sued. In most states the kid would be required to use the Workers' Comp insurance as the sole remedy. Some states allow the worker to sue also or instead of using the WC. You might let your agent know what happened but don't report it officially as they might set up a claim on it, that could come back to bite you as underwriting reviews your policy sometime in the future. If you get hit with a suit, THEN report it.
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Today's Featured Article - Earthmaster Project Progress Just a little update on my Earthmaster......it's back from the dead! I pulled the head, and soaked the stuck valves with mystery oil overnight, re-installed the head, and bingo, the compression returned. But alas, my carb foiled me again, it would fire a second then flood out. After numerous dead ends for a replacement carb, I went to work fixing mine.I soldered new floats on the float arm, they came from an old motorcycle carb, replaced the packing on the throttle shaft with o-rings, cut new ga
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