So, you figure that it is a better deal to take the annuity???
Consider: a 70 year old person that takes the annuity would have to live to be 99 in order to collect the entire amount. How many do you think will live that long??? Only a person under the age of 50 should take the annuity in my opinion.
Has anybody figured out the math on taking the lump sum and investing it themselves?? I suggest that this method could have similar results to the annuity. Given that one would probably spend only part of the interest earned. With compounding over the years, this could equal the annuity.
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Today's Featured Article - Grain Threshing in the Early 40's - by Jerry D. Coleman. How many of you can sit there and say that you have plowed with a mule? Well I would say not many, but maybe a few. This story is about the day my Grandfather Brown (true name) decided along with my parents to purchase a new Ford tractor. It wasn't really new except to us. The year was about 1967 and my father found a good used Ford 601 tractor to use on the farm instead of "Bob", our old mule. Now my grandfather had had this mule since the mid 40's and he was getting some age on him. S
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