Posted by pinball on January 16, 2016 at 07:38:30 from (64.49.150.124):
In Reply to: Stock market posted by 37Chief on January 15, 2016 at 12:28:10:
Currently banks pay around 1 percent. You can go to your broker if you can trust him and he can lock you in at a fixed rate of 3 percent or better. The roth IRAs are the best thing out there. They are tax free investments. What ever you make on them is tax free. Only think is you have to have already paid taxes on that money when invested. I have been transferring my traditional IRAs to a roth IRA. I have to pay taxes on that money but when reinvested but that interest is tax free. As far as the stock market the key is finding some one who you can trust. Proven investment corporation are probably the best. An older person who has done it for years might be best. The younger people seem to be more worried about what they make instead of the client. Bank just love for you to take your money out. They make millions that away. I would say if your scared of the stock market have your invested transfer it to a fixed fund. Over the long haul you wont make as much money if you stay in the market but still a lot more than banks. Your age will make a difference. Tough decisions to make . I definetly would recommend to all of you out there, Check in to those roth IRAs. There the best thing for your retirement. I am not a stock broker. Just an individual like you all are that try to get the most for my money. Just my 3 cents worth.
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