Maybe you missed it or I did not explain it good enough.
In 2017 this will all come back to the table. Fema wants everyone to pay their share based on their risk. Problem is how does someone go from paying hundreds of dollars to thousands of dollars for insurance. Lets say they raise your tornado and hail coverage to $12,000 next year. Or lets say if your house is destroyed by a tornado you can not rebuild unless you jump threw many many hoops. No way can the average joe pay it and now your home is worthless because no one would buy it and take on a 12k insurance policy. So congress is "THINKING" about combining flood; hail; earthquake; and tornado; just to name a few into one pool. I have a flood risk of $3000 and you have a tornado risk of $1000. So under the proposed new rules we would each pay $2000.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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