Posted by Ron-MO on February 12, 2016 at 07:02:53 from (108.171.131.170):
In the past month or so I have been looking closely at my insurance, both farm/home, as well as vehicle, as my farm/homeowner policy will be up for renewal in May. Last year since I was late in the game I choked down the increase, and renewed for another year with the plan of going over the policy early, and probably doing a bit of shopping around in 2016. I can go online and review my payments over the past 5 or 6 years, the average increase is approx $100 a year. I understand that I also have the policy set up to automatically increase for "inflation protection", however I am not so sure that the value of my property has increased nearly as much as their rates have. And roughly 25% increase in premium over a period of 5 years or so is way too much in my mind, Looking for others experiences, and if anyone has any expertise in this arena? I have read many times that insurance companies provide a much better price/rate for new customers to attract new business, then slowly grind it in with renewals as might be the case here. While I do not like the idea, I am not beyond swapping companies every year or two, basically flip flopping the company to keep better premium if it saves even $100 a year. The last time I shopped I did end up switching and dropped my bill a fair amount for similar coverage, but just shopping is painful, and time consuming, and now I am right back where I was then some. To keep this tractor related, I do insure my ship which houses my tractors and tools.
Upload one or more videos to your post. Photo filesizes should be less than 300K and Videos, less than 2MB. Formats allowed are gif, jpg, png, ogg, mp4, mov, and avi. Be sure to use filenames without spaces or special characters, and filetypes of 3 digits lower case.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - A Lifetime of Farm Machinery - by Joe Michaels. I am a mechanical engineer by profession, specializing in powerplant work. I worked as a machinist and engine erector, with time spent overseas. I have always had a love for machinery, and an appreciation for farming and farm machinery. I was born and raised in Brooklyn, New York. Not a place one would associate with farms or farm machinery. I credit my parents for instilling a lot of good values, a respect for learning, a knowledge of various skills and a little knowledge of farming in me, amo
... [Read Article]
Latest Ad:
1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.
