I don't know the details of what happened here but if his loss is greater than the insurance coverage the responsible party is still responsible for the additional amount. the girl may have to fork over money out of her pocket to provide complete restitution if she has the funds or have family or friends that are willing to help her. Worker's compensation should be available until the doctor has released the injured party. State laws vary but these are general rules that apply to most any state. I worked as an insurance adjuster for over 40 years and know many companies don't want to share everything with the employee for fear there WC rates will rise. Also, some companies are self-insured but still have to abide by certain rules. If this is a car accident he may have underinsured motorist coverage which can pick up what is over the 3rd parties insurance coverage. The companies I worked for always told us to explain everything in detail-options and coverage-otherwise could be subject to "bad faith" lawsuits.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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