There is something called a "hold harmless agreement". You could draw up your own or ask a lawyer to do it for you. You should consider these for persons who routinely visit your operation and are exposed to possible injury. For example: hunting is considered an "at risk endeavor" and a hold harmless would be a good idea to have for anybody who hunts your property sign before letting them hunt. Another irksome thing is that large corporate farms have the advantage that their liability is limited to their corporate assets, while the small family farmer who isn't incorporated has ALL his assets at risk if something goes wrong. Sell some one bad produce and they come down sick with something or worse dies and EVERY thing you own house, barn, equipment, etc. is in play. I asked an ag teacher once about why I shouldn't incorporate and he just shrugged and said why would you want to pay twice as much taxes? I'm not sure if he was right, but I think something should be done about this. JD
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Today's Featured Article - A Lifetime of Farm Machinery - by Joe Michaels. I am a mechanical engineer by profession, specializing in powerplant work. I worked as a machinist and engine erector, with time spent overseas. I have always had a love for machinery, and an appreciation for farming and farm machinery. I was born and raised in Brooklyn, New York. Not a place one would associate with farms or farm machinery. I credit my parents for instilling a lot of good values, a respect for learning, a knowledge of various skills and a little knowledge of farming in me, amo
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