Posted by RN on March 23, 2016 at 10:57:13 from (205.213.104.118):
In Reply to: Speaking of rip offs posted by jayinny on March 22, 2016 at 22:50:59:
state insurance laws vary- anybody drive in a 'no fault' state? Wisconsin has a SR22 insurance for 'high risk' drivers and some others due to occupation where the vehicles may not have insurance. The SR22 has a option of 'owned and unowned' vehicles liability, I know a lady who does valet parking at the local casino, she has that kind of insurance and jot the job because of it, didn't have to wait a month doing half pay kitchen washing. Another guy does some salvage of cars work and some recovery and repairs- some, maybe a lot of the cars to be repaired aren't insured by owners so when he does test drives he need to be able to show insurance after brakes fail and he hits the stop signs- That is where his SR22 -originally for his not covered damage to city property , get SR22 or lose you drivers license so paid the premium- came in real handy. Lots of cars running around state- estimate is 14% are NOT insured by owner and Milwaukee with its EPA inspections gets worse figures for uninsured, no proof of insurance as recently passed in law. 'Financial Responsibility' law is still the basis, the 'proof of insurance' was a add to, implies as pre accident intent to be financially responsible- and avoid $500.00 ticket. 'Owner responsibility' for insurance instead of driver was administrative easier deal, also case law. 'Owner' of car or livestock in fence law state is liable for damages- driver of 'borrowed with permission of owner' may be held liable for some damages, get the fines for actual driving-- but sometimes easier to track 'owner of record'. And in no fault states the owner of vehicle is responsible for fixing his own damage up to a certain amount- %5000.00 is one I was told about, lawyers hate that, can't get quick settlements and 25 to 40% of settlements from the other parties insurance. I have a good record and couple motorcycles, van and car-- but since I don't have a drunk driving charge that would require me to have the SR22, can't get it easy so I can drop the vehicle insurance, just show SR22 like the Valet parker and scrap, salvage and unlicensed car dealer skipping titles dealer has. Insurance outfits in no fault states can make money--but the lawyers can't get easy money trying to file frivolous suits for damages. S. California, Los Angeles area estimates of lack of insurance is around double national, 2012 figures was 29% and was partially from court records, ticket issues and part from insurance payouts for uninsured motorists. Bunch of uninsured and unlicensed drivers- about 1/2 were citizens of US, not just the 'illegals' in S. California. Some other cities like Milwaukee have similar problem populace for various reasons. Wonder what the Amish have to put up with? RN
Upload one or more videos to your post. Photo filesizes should be less than 300K and Videos, less than 2MB. Formats allowed are gif, jpg, png, ogg, mp4, mov, and avi. Be sure to use filenames without spaces or special characters, and filetypes of 3 digits lower case.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - A Lifetime of Farm Machinery - by Joe Michaels. I am a mechanical engineer by profession, specializing in powerplant work. I worked as a machinist and engine erector, with time spent overseas. I have always had a love for machinery, and an appreciation for farming and farm machinery. I was born and raised in Brooklyn, New York. Not a place one would associate with farms or farm machinery. I credit my parents for instilling a lot of good values, a respect for learning, a knowledge of various skills and a little knowledge of farming in me, amo
... [Read Article]
Latest Ad:
1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.