That quote from the manual was for anyone who didn't enroll at 65 and signed up later. Your Initial Enrollment Period starts 3 months before the month in which you turn 65, and ends three months after your birth month. Quoting again from the manual-"If you sign up for Part A and/or Part B during the first 3 months of you Initial Enrollment Period, in most cases, your coverage starts the first day of your birthday month. However, if your birthday is on the first day of the month, your coverage will start the first day of the prior month. If you enroll the month you turn 65 or during the last 3 months of your initial enrollment period, the start date for your Medicare coverage will be delayed."
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Today's Featured Article - Usin Your Implements: Bucket Loader - by Curtis Von Fange. Introduction: Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he rea
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