Posted by fixerupper on March 26, 2016 at 18:46:11 from (100.42.83.79):
In Reply to: Medicare question posted by rrlund on March 26, 2016 at 12:20:24:
Like the others said you are penalized for not signing up for Medicare at 65. If you are under a qualified insurance plan through your job As a wage earner you can keep that policy and you don't have to sign up for Medicare without penalty. As soon as you quit your job and lose your insurance through your job you then need to sign up for Medicare. You probably carry private insurance so you will need to sign up at 65. When they tell you to start the sign up process three months ahead of time they mean it. You will need to talk to your own insurance company concerning the supplement. To get the supplement process in motion through your insurance company you will need your Medicare number and that sometimes takes some time to get after you sign up. Signing up for Medicare on line is easy. Cancelling your present insurance and having a supplement in place by the time the month you turn 65 rolls around can be even more time consuming. If you and your wife are on a joint policy she will have to get her own single policy if she is younger than you. That takes time too! Lots of things happening at once. I just went through the process two months ago. Marilyn goes on Medicare in August but some of the insurance stuff is already done for her so it will be easier for her than it was for me.
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