As others have said, you didn't state if you bought it at an auction or a private sale. I go to auctions all the time and if there is farm equipment the auction company always states before the sale if they will provide loading of the equipment and when. All I've been to have a way to load. They will load the day of the sale and possibly a day or two following the sale. If you can't pick up your item for a week or two, then it's up to you. If, say the farmer doesn't have a way to load your item(s) but a neighbor can, yes, you should pay him for his service and $20. is cheap. Now, I've been to smaller auctions where they will be selling a loader attached to a tractor and the auctioneer will tell everyone before the tractor sells, we'd like to use the tractor during and after the sale to load things and would like for the buyer to let them use it until the day after the sale. I've always thought this was reasonable and not a problem.
Now if you bought it at a private sale, like something you saw on Craigslist or an add in the newspaper or at a private farm sale I would say the same applies. If the seller doesn't have a way to load "your item", it's up to you. Now if he says a neighbor can help you out, again, $20. is cheap. I know your not trying to be cheap and you're just asking a reasonable question. Well, you got a lot of good answers.
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Today's Featured Article - Old Time Threshing - by Anthony West. A lovely harvest evening late September 1947, I was a school boy, like all school boys I loved harvest time. The golden corn ripens well and early, the stoking, stacking,.... the drawing in with the tractors and trailers and a few buck rakes thrown in, and possibly a heavy horse. It would be a great day for the collies and the terrier dogs, rats and mice would be at the bottom of the stacks so the dogs, would have a busy time hunting and killing, all the corn was gathered and ricked in what we c
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