Posted by GeneMO on March 29, 2016 at 08:59:21 from (71.51.203.52):
In Reply to: sticker shock..wow posted by 88-1175 on March 28, 2016 at 16:51:55:
The explosion about 40 -50 years ago, of everyone thinking they had to buy insurance is what has caused this.
If people had to walk in and pay out of pocket for everything, prices would go do to half in a year.
No body worries what anything cost anymore. They know they have to meet their deductibles and co-pay, and after that everything is "Free"
None of our familly had health ins. until about 1975. We always went into small town doc. He even has his own meds. He didn't even have a receptionist. You just went in a little room and waited for him to come out front. You got done, he counted out your pills, and you paid him.
He never messed with ins. If you had it and wanted to file a claim, that was up to you.
Back then people only bought "major medical" for the catastrophic events. And it was your choice, just like fire insurance for your house.
The proliferation of everyone having ins., and the tendency of everyone to run to the doctor for the least little thing has cause this mess.
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