I'm not blaming the banker. My BIL told the guy who does his taxes where to go. The accountant wants him to be in debt on the farm all the time for tax porpoises. BIL hates debt. I know other guys who follow that advice to lower their tax bill. In the end it's the individual who makes the decision. Like with the housing melt down. No one forced anyone at gun point to buy a house they really couldn't afford. No one farces a farmer to amass debt load. Like with anyone, if you can't balance that debt load you can't pay for it and credit gets shut off.
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Today's Featured Article - Oil Bath Air Filters - by Chris Pratt. Some of us grew up thinking that an air filter was a paper thing that allowed air to pass while trapping dirt particles of a particles of a certain size. What a surprise to open up your first old tractor's air filter case and find a can that appears to be filled with the scrap metal swept from around a machine shop metal lathe. To top that off, you have a cup with oil in it ("why would you want to lubricate your carburetor?"). On closer examination (and some reading in a AC D-14 service manual), I found out that this is a pretty ingenious method of cleaning the air in the tractor's intake tract.
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