Needed a small loan for the farmland we bought this spring. I didn't know what to expect, went to the banker with a few papers. I've heard ag loans are tightening up.
Anyhow an hour later he said the loan shouldn't be a problem, if we want to talk to their investment division some day that would be great, and he never really asked for anything beyond 3 years of tax returns, they created whatever cash flow or balance sheet they needed from that. We had hard collateral for the loan which made it easy, but still I was expecting a lot tougher. Was fortunate I'm small enough I don't need the year to year loan for consumables, that is harder to find any more.
I remember the 80s. It gets to be a wild ride. As much as I like auctions, I got sick of yet another one back then......
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Today's Featured Article - The Ferguson System Principal An implement cutting through the soil at a certain depth say eight inches requires a certain force or draft to pull it. Obviously that draft will increase if the implement runs deeper than eight inches, and decrease if it runs shallower. Why not use that draft fact to control the depth of work automatically? The draft forces are
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