Brent I am sorry for your loss. Many do not "plan" for their deaths. Many do not like to think about what happens in life. We ALL will die. All we really can control is how big a mess we leave behind. We have plots in the family cemetery and both services are prepaid. There is life insurance for any other debts. The property is all taken care of by deed and trusts.
I have been involved in estates where there are no wills. It makes a mess. The general law is all the personal property(household type of stuff) with half the "real" property going to the surviving spouse and the rest goes to the children.
Think about this: My first wife died at the age of 45. If we would not have had a will, half the real estate would have gone to the kids. That would have caused it all to be sold as I could not have made it work with just half.
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