Posted by W_B on June 14, 2016 at 06:46:14 from (155.188.183.18):
In Reply to: Motorhomes... posted by Steve@Advance on June 12, 2016 at 16:13:41:
I know lots of folks really enjoy RVs but I'd never have one based my in-laws experience. They had a 28' fifth wheel trailer and now a 30' motor home. Both were money pits, always something going wrong with them. Luckily the MIL paid for an extended warranty but as we know they don't cover everything and it's pretty much expired now. My FIL was like a big kid and had to have his toys, she wasn't strong enough to say no to him. She's managed to get out from under most of his stupid purchases (a soft top Jeep as a primary vehicle, MG B that needed restored and he was too big to even fit in it, a Honda Odessey to tow behind the motor home were the three recent big ones) but this motor home takes the cake.
The FIL passed away last December and she's not interested in using the motor home any more, still owe in excess of $45K on it. There is one consequence of those long term loans, the payments go on forever. He didn't have enough life insurance to pay it off (second mistake, I'll let you guess what the first was, in my mind). With the loss of most of his pension, she really can't afford to keep it. She is trying to sell it but even though it's low mileage, runs good, clean, nearly new tires, and everything is working she won't be able to sell it for pay-off amount. I've looked at the for sale ads in our area and you can get a better and newer motor home for the same or less money. The alternative is to take what she can get and take cash from her savings but that would drain a lot of her remaining savings, not doable or smart either (she's 82 yrs. old). I advised her to keep paying for it for now and try hard to find a buyer for an amount close to the pay-off. I kiddingly say to her to get it payed off so we don't have to deal with after she passes, but I'm not really kidding.
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