I expect that the "1000 year" reference would describe the likelihood of flood occurrence. Nothing wrong with taking precautions. Trees will come down. Not a matter of if, just when. Probably a good high percentage of the land in the US is vulnerable to a flood. That does not make those areas uninhabitable. Probably most of the land east of the Mississippi river is prone to eventual flooding. But, most of that area is not considered to be in a flood plain. I know that flood insurance is not available to me in my area because it is not considered a flood plain. I did look into that.
All things considered, there is really no totally safe place to live. There will always be some threat. Hurricanes, tornadoes, damaging straight line winds, earthquake, flood, landslide, mudslide, plague of locusts, drought, and whatever else you can think of.
Much like you, I would not be inclined to rebuild in a flood prone area. Nor would I want to rebuild in an area prone to other disasters. But, sometimes, the odds are against a repeat and the rebuilder has no other choice.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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