As typical, after market things a dealer pushes so hard are things that yield a good profit WELL DUH. Think about it, if it wasn't profitable to sell the warranty they probably wouldn't be doing it. That means if you compute the premiums such produces MORE money then paid out by claims YOU DONT SAY LOL Soooooooo instead of paying them pay yourself and save that money back for repairs and YOU can come out ahead. Why not make the profit yourself instead of giving it to the dealer??
HOWEVER the average Billy Bob and Bubba out there lack the discipline or income to save or hold back for rainy days and repairs so a break down can bust their beer budget, so for some, extended warranties may be a good thing.
On radio Dave Ramsey is always joking how the average dude has like a $400 per month car payment so he can drive a fancy rig to impress someone. Then he points out how a young guy could take that $400 per month and invest it wisely and safely and in like 30 years have over a million dollars and then screams I HOPE YOU LIKE YOUR FREAKING CAR.
Still its your money and your choice NOT ours, do as you please.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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