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Tractor Talk Discussion Board

Re: vehicle extended warranty


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Posted by oldtanker on July 06, 2016 at 09:47:27 from (66.228.255.59):

In Reply to: vehicle extended warranty posted by dlbuck on July 05, 2016 at 20:23:33:

Quoting Removed, click Modern View to see

I suppose it's like with adjusting insurance. Lot of folks try to beat the insurance company without realizing that the adjuster has seen most of it before. Like claiming a broken TV or computer is due to lightning damage when it's pretty east to tell it isn't. Or claiming that an item stolen or damaged is newer than it really is. Saw that a lot. Then other folks as honest as can be. That's why a lot of people have trouble with an adjuster, they, the adjuster, become jaded and start thinking everyone is out to rip off the company. Sad part is that a lot of times the people get away with it because it's cheaper to just pay the claim than it is to get into a courtroom should the insured try to sue or to press for prosecution for fraud. That makes insurance more expensive for the rest of us. Saw a few where the insured deliberately wrecked a vehicle to try to get out from under payments. Kinda funny to watch them squirm when you tell them the vehicle isn't totaled and it's going to be repaired. Did a few that were within just a few bucks of being totaled. But come on, in broad daylight, dry pavement, you hit a concrete light pole footing in an empty parking lot? Before cell phones became a problem? Because the sun got in your eyes? I heard that same story twice in 6 months. The one I think was a case of distracted driving. Young lady was meeting her boyfriend in another town to attend a movie. I think she was applying makeup while moving through the parking lot. The damage wasn't that bad. The other the guy really smashed up his F150 and hit the concrete dead center. About 300 short of a total.

Rick


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