Posted by Bill VA on July 27, 2016 at 15:21:35 from (67.130.51.170):
In Reply to: Post dating checks posted by JD Farmer on July 27, 2016 at 09:25:41:
In general, IMHO - post dated checks are not a good idea. Maybe if it's a really good customer or relative and you know when you cash the check, it will be good - OK. As an example, repeat customer, otherwise reliable - they don't get paid until Friday, but Wednesday (today) is their day off and only opportunity to get hay, then I'm cutting them some slack. I want to see the hay gone too.
New customer, shaky looking customer - cash only.
A friend of mine recently took some hay from me and wrote a check. I never blinked as he is not in any way living from payday to payday. His checks are better than mine - LOL!
But I agree. I watch these horse customers in their big late model trucks, huge trailers, fabulous barns - EVERYTHING they own is top shelf. They even got the jeans, shirts, big belt buckle, boots and cowboy hat to dress the part - not cheap either. However, they inquire about hay for their "thoroughbreds", give a speech about how great their horse/family member is and give them the price for quality hay, nothing outrageous, but pencils out. It is though you had spoken bad of their mother or children. Really what they want is $2 hay for their thoroughbred. Not happen' They'll call again - after the first hard frost or when it snows. But what really irks me is - their TOTAL blindness to the time and effort (read sweaty hard work) that goes in to making hay, totally blind to it. Just give me your hay.
The majority of the $$$'s we raise selling hay (we sell all of it) is towards college expenses, tuition and books for my kids. I tell them - years from now when someone babbles about forgiving student loans, say NO - HECK NO!!!!!! You worked your arse off on the back of a hay wagon and stacking in a hot barn to KEEP out of college debt in the first place. Maybe they should have got a summer job too.
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