When you sign up for your homeowner's insurance policy, you may not be required to submit to a pre-approval home inspection. If this is the case, you might be tempted to omit mention of the wood-burning stove on your application. While this might temporarily reduce your rates, such a decision could have far-reaching consequences. If you fail to report the presence of a stove and subsequently file a claim that's unrelated to the device, your claim may be denied outright. Your policy could even be cancelled.
Law Dictionary: Does a Freestanding Wood-Burning Stove Make Your Homeowner's Insurance More Expensive?
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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