When you sign up for your homeowner's insurance policy, you may not be required to submit to a pre-approval home inspection. If this is the case, you might be tempted to omit mention of the wood-burning stove on your application. While this might temporarily reduce your rates, such a decision could have far-reaching consequences. If you fail to report the presence of a stove and subsequently file a claim that's unrelated to the device, your claim may be denied outright. Your policy could even be cancelled.
Law Dictionary: Does a Freestanding Wood-Burning Stove Make Your Homeowner's Insurance More Expensive?
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Today's Featured Article - A Belt Pulley? Really Doing Something? - by Chris Pratt. Belt Pulleys! Most of us conjure up a picture of a massive thresher with a wide belt lazily arching to a tractor 35 feet away throwing a cloud of dust, straw and grain, and while nostalgic, not too practical a method of using our tractors. While this may have been the bread and butter of the belt work in the past (since this is what made the money on many farms), the smaller tasks may have been and still can be its real claim to fame. The thresher would bring in the harvest (and income) once a y
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