Posted by JD Seller on September 18, 2016 at 12:25:33 from (208.126.198.123):
In Reply to: Insurance again posted by showcrop on September 18, 2016 at 05:33:10:
I have State Farm. The regular house insurance does NOT cover equipment off the property. So if O am moving dirt in the yard I am covered but if the same tractor is on a plow day it is not covered under the home owners. I have a farm policy for that. The trouble is State Farm has everything combined. Auto, house, and farm. It makes things more confusing when your trying to price shop. I have only had one claim with State Farm and that went well.
I do not like the paper work they send me. Each vehicle insurance card comes in a separate envelope. Also the vehicle coverage and policy dates are when you started insurance on that vehicle. So they are all at different times if you do not make them change them to the same date. Meaning if your car was bought in Jan. Then it's policy and insurance card date is then for the future. Your pickup in July it will be July from then on. So you have insurance cards and policies annual dates at different times. Fi you have several vehicles it makes it a mess.
I told the agent that this year he is going to have to have separate policies for the house, cars/trucks and farm. I will not have a big bundled mess in the future. It is confusing. My trailers are on different policies than the cars. They need paid twice each year , on different dates than the cars/trucks. The JD Gator is on its own policy, another date and card to worry with. I get mail just about weekly for State Farm. It is a mess.
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