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Re: OT: house buying


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Posted by W_B on October 20, 2016 at 07:17:37 from (155.188.123.24):

In Reply to: OT: house buying posted by Mike M on October 19, 2016 at 08:50:57:

About 25 yrs. ago we sold our first house ourselves with the help or a lawyer friend who was a realty specialist. He worked for one of the largest firms in Columbus that represented one of the largest builders in Ohio. So basically there was nothing in real estate that he hadn't handled at one time or another. He made some slick deals for my MIL that enabled her to put together a good size parcel of land from many small ones.

We hired an appraiser to give us a sale price, our attorney gave me a MS Word copy of a sale document that I was able to edit and print. We had to show the house, of course, and field all the phone calls. Since it was under $100K we had a lot of investors calling that wanted to low ball us. The attorney set everything up with the title company. Really had no issues, other than the young couple that made an acceptable offer had too many debts (cars, credit cards and student loans) and couldn't get a mortgage, so we had to start the process over.

I think with all the advertising, appraisal, attorney and other fees we had expenses of about 1.5 %. Well worth the effort since we needed all money we could out of it to build the new house.

Selling that second house we used a realtor, paid her 6% commission and I don't think it was worth it. Didn't appear she was doing much to help us or get the place sold. She wanted a dual agency agreement signed once she had a buyer on the hook, and we did, and I don't recommend you sign one as a seller. If I'm paying the commission I want then to represent me and me alone. The buyer financing took forever (it was VA) and we almost lost the farm we have now since the mortgage holder wanted to foreclose on it (we didn't know that at the time or would have held out for a better deal). They held off since there was a contract on the place.


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