1) Finish the business degree. IF your own business fails and you need to go work for someone, the degree means a lot. An unfinished degree often means your resume goes in the circular file.
2) Get married before going in to business together. It'll be a mess if the relationship fails and takes down the business.
3) Try the local bank. And if they so "no", ask what is missing. Equity? Experience? Holes in the plan?
4) For eons, the most common lender for start-ups is "First Bank of Mom and Dad." Would you give them a loan? If not, why not?
A few other tips- know who your clientele will be. Do they pay on time? And be willing to look out for them. A local guy that hauls for me will call with basis tips from time to time. "Hey, John, Milwaukee needs to fill a bean boat by next Friday. You can get an extra 15 cents." That tip just paid for nearly all his hauling. Be prompt. Be upfront. No BS.
I think if they get the big picture stuff figured out, the details will drop in pretty quick.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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