1) Finish the business degree. IF your own business fails and you need to go work for someone, the degree means a lot. An unfinished degree often means your resume goes in the circular file.
2) Get married before going in to business together. It'll be a mess if the relationship fails and takes down the business.
3) Try the local bank. And if they so "no", ask what is missing. Equity? Experience? Holes in the plan?
4) For eons, the most common lender for start-ups is "First Bank of Mom and Dad." Would you give them a loan? If not, why not?
A few other tips- know who your clientele will be. Do they pay on time? And be willing to look out for them. A local guy that hauls for me will call with basis tips from time to time. "Hey, John, Milwaukee needs to fill a bean boat by next Friday. You can get an extra 15 cents." That tip just paid for nearly all his hauling. Be prompt. Be upfront. No BS.
I think if they get the big picture stuff figured out, the details will drop in pretty quick.
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Today's Featured Article - Product Review: Black Tire Paint - by Staff. I have been fortunate in that two of my tractors have had rear tires that were in great shape when I bought the tractor. My model "H" even had the old style fronts with plenty of tread. My "L" fronts were mismatched Sears Guardsman snow tires, which I promptly tossed. Well, although these tires were in good shape as far as tread was concerned, they looked real sad. All were flat, but new tubes fixed that. In addition to years and years of scuffing and fading, they had paint splattered on
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