I started a distribution business in 1981 with a $30,000 loan from parents. A big part of it was the trucking but a larger part was the service work that we did for our customers. It was very specialized work that I learned from a prior employer. When I started out, I did it with the training that I got from them, and the customers that I was servicing for them. I built it up for 25 years and then sold it for $880,000. The key was the service work that was and still is SPECIAILIZED. When I was starting there was no shortage of lenders who would loan the money provided that I would put an equal amount of my own on deposit with them. They will need to find an unconventional source of money for such a high risk loan. One company that gave me a break was Ford Motor Credit. After selling my business I bought a dump truck and hauled dirt. I had money to buy it with and a friend who would put me to work for half of the month, at top dollar. I had to find the rest of the work, and quickly found that as everyone else is saying that there is an over abundance of truckers who are willing to work for a losing rate, just to make it look like they are doing well. Most owner operator's wives work full time in order to have steady income and insurance. When construction came to a stop in 2007 I sold the truck and got a job again back in the field that I had been in before, OK money with far fewer headaches. I still drive dump truck on the side for friends that I hauled for when I had my truck. They pay me above the going rate, and I get paid for the whole time that I am working, not for just when the truck is working. I have my Saturday's free instead of working on the truck. I enjoy driving 1-3 days a week, and as I meet owner operators on the road in their flashy expensive trucks, I chuckle, knowing that I am making more than them.
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Today's Featured Article - Product Review: Black Tire Paint - by Staff. I have been fortunate in that two of my tractors have had rear tires that were in great shape when I bought the tractor. My model "H" even had the old style fronts with plenty of tread. My "L" fronts were mismatched Sears Guardsman snow tires, which I promptly tossed. Well, although these tires were in good shape as far as tread was concerned, they looked real sad. All were flat, but new tubes fixed that. In addition to years and years of scuffing and fading, they had paint splattered on
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