I would never buy an extended warranty on a small appliance. The hassle of getting a repairmen to your home, getting it fixed, and hoping that the repair will last all add up to more than the warranty is worth. For a microwave, I would simply use it for as long as it worked and replace it when it stops working. Over at HF, they wanted me to buy an extended warranty on a $20 reciprocating saw. I looked at the cashier and laughed! Then I asked how much? It was almost as much as the saw. I passed.
Most extended warranties are nothing more than insurance policies. Most are also based on risk assessment. Don't even think that the folks selling them have not done their homework.
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Today's Featured Article - Farmall 460: That's My Girl - by LeAnn R. Ralph. How many sounds can you think of that are as familiar to you as your own breathing? What about the hum of your refrigerator? Or the thump of your clothes dryer? Maybe the engine of your car? You hear those sounds every day, and you don't think much about them, do you. I can think of a few common, ordinary sounds in my daily life, too.
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