I can't imagine life without a bank, at least for money storage. I went all cash for a couple of years and it can be done if you have a bank to accept your direct deposits and hold your cash. This was before debit cards. In my mind I treat debit as cash and only carry a few bucks in "walking around" money. For me the record of all transactions that I can pull up on my computer has become a great tool for tracking my spending and seeing where my money goes. I also like online bill payment. Some months the saved postage will almost cover my service charges and the money is out of my account so that I don't have to remember what cheques might be still in the mail. The account balance is the available balance.
As far as limits to cash transactions I have run up against them once when we were stuffing odd bills and change in a jar for the down payment on a car. Mrs. rolled all the change and converted it to paper. On Saturday morning when we picked up the car the salesman couldn't accept that much cash. We were fortunately near a branch of our Credit Union and had to deposit half of the down payment in her account and half in mine then we could pay the down payment in two debit transactions. Had I known we would have brought a cashiers cheque. We only brought cash because that was the actual money we saved.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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